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Securities-Based Lending

Credit Lines 70-90% of portfolio

Securities-Based Lending

US Business Financing offers the nation’s only non-transfer of title Securities-based lending loans, an exclusive financial solution that sets us apart from other lending institutions. Through this unique offering, we provide borrowers with a distinct advantage: the ability to maintain ownership of their portfolio of securities while leveraging its value. By setting up a line of credit equivalent to 70-90% of the portfolio’s assessed value, we empower borrowers to access a flexible source of funding. This line of credit operates as a genuine and versatile credit line, granting borrowers the freedom to borrow funds as per their specific requirements, with no restrictions imposed on the purpose of utilization. Whether it’s for expanding business operations, seizing investment opportunities, or pursuing personal financial goals, the funds obtained through this Securities-based loan can be applied towards any venture or endeavor. With US Business Financing, you can retain ownership of your securities while unlocking their potential to secure the capital you need to fuel your aspirations.

Repayment is interest only, with no principal payments. The rates are very low and approval is guaranteed, regardless of personal credit. We can usually approve your loan within 3-5 business days with no credit checks. There is no sale of your stock. You receive all dividends. You can sell the stocks in your portfolio as long as you buy other stocks of equal value.

You keep complete control of your portfolio.

Key features of Securities Based Lending include:

Revolving line of credit
Floating or fixed rates available
Interest rates as low as 1.6% (variable only)
Loan to value ranging from 70 -90%
Securities remain titled in client’s name
Limited documentation – Not credit or income based
No prepayment penalty with variable rate
Dividends paid directly to client
Client receives 100% of portfolio appreciation
Wide range of eligible securities
Foreign nationals with foreign securities accepted

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